This program offers low-interest, 30-year, fixed-rate mortgages to qualified homebuyers. 100 percent financing is available for those who meet income requirements. Up to 15 percent of the purchase price of the home may be financed in a second mortgage with no monthly payment until the property is sold, refinanced, or otherwise transferred.

With all of the benefits of a FirstHome 100 loan, this program adds an option to combine the purchase price of the house with funds to make necessary renovations, all rolled into one low-interest, fixed-rate first mortgage.

We are approved by the U. S. Department of Housing and Urban Development (HUD) to provide counseling, education and advice in housing issues to new and existing homeowners.