Welcome To Government Mortgages,

A private website helping inform homeowners about current Government home purchase & refinance programs:

  • FHA Loan Limits
  • VA Loan Limits
  • USDA Loan Limits
  • Federal Mortgage Programs
  • State Mortgage Programs
  • County Mortgage Programs
  • Down Payment Assistance
  • Mortgage Credit Certificate
  • Interest Rate Reduction Loans
  • Fannie Mae Loan Limits
  • Freddie Mac Loan Limits
  • Reverse Mortgage Limits

Government Mortgage Programs By State

Government Mortgages - Federal Programs

FHA Mortgages

The FHA is a government mortgage insurance program. FHA mortgage loans make it possible to purchase a home with as little as 3.5% down payment and the FHA refinance programs allow up to 115% LTV's.

USDA Mortgages

USDA home mortgage also known as a rural development mortgage provide up to 100% financing to qualified borrowers. The USDA mortgage program also does not require borrowers to pay for mortgage insurance.

VA Mortgages

America’s men and women who have served their country may be eligible to use the VA Loan program in order to make life a little easier. VA loans provide many options for helping veterans purchase, improve, or refinance their primary residence.

Fannie and Freddie

Just recently becoming government mortgage programs Fannie Mae & Freddie Mac provide a wide variety of mortgage programs like 40 year mortgage terms, Police / Firefighter/ EMS / Teacher programs, and Bi-weekly payment options just to name a few.

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